Wyoming Car Insurance

The state of Wyoming requires all of its drivers to possess 25/50/20 in liability insurance. This means a minimum of $25,000 per person/$50,000 per accident in bodily injuries coverage and $20,000 coverage in property damage.

The state of Wyoming requires all of its drivers to possess 25/50/20 in liability insurance. This means a minimum of $25,000 per person/$50,000 per accident in bodily injuries coverage and $20,000 coverage in property damage.

If you wish to register your car or truck in the state of Wyoming, liability insurance will be mandatory. You must have proof of insurance at the time of registration. If you do not have proof of insurance you will not be able to register your car.

Perhaps the easiest way to prove this requirement is to have liability car insurance on your car. Liability insurance will help you to cover the costs of an injury to a passenger or driver in the other vehicle or anyone else that may be injured due to your wreck.

If you are involved in an accident and you don’t have car insurance, you could be liable for many expensive repairs and medical bills. To avoid these you’ll always want to keep this coverage in force.

It is important to note that liability insurance does not cover property damage in any way, shape or form. You can choose to opt out of uninsured motorist coverage if you so desire, however, if you opt out of this coverage, you will also be required to reject this type of coverage in writing.

Wyoming ranked #20 (#1 being the highest and #51 being the lowest) with an annual average of $1,371. The study, which was conducted by Insure.com, looked at the annual average car insurance premiums of all of the states in the US.

It is important to make a wise decision regarding Wyoming car insurance. If you don’t have enough coverage you will be held liable for the part that isn’t covered. You may also choose to purchase other coverages if you so desire.

These other coverages are collision insurance, which will cover damages if you’re in a collision and need to repair your vehicle, or if someone hits your vehicle in a parking lot while you’re not around. The collision insurance will cover your vehicle no matter who is at fault for the collision.

Comprehensive insurance is another coverage that you may wish to procure. If you choose comprehensive coverage, your car will be covered for all non accident related damage to your vehicle. This will include the following possibilities: animal collisions, theft and fire.

Many people choose to have an additional medical coverage that will assist them in paying for medical or funeral costs should a passenger or the driver be injured or even killed in an accident. This coverage also applies no matter who is at fault.

It is very important to note that if you don’t have car insurance and you’re driving in the state of Wyoming, you can pay a hefty fine. You will have 7 days from the time you’re pulled over in which to prove that you have this liability insurance or you’ll be required to pay a fine of up to $750. You could also spend six months in jail in addition to the fine of $750.

If you have your license suspended due to being involved in an accident, you will have to have an SR 22 endorsement on your car insurance as well before you can have your license reinstated. You must maintain this endorsement for up to 3 years. If you let this lapse you can again lose your license. Wyoming car insurance only takes a few minutes to procure so drive safe and get liability insurance.

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