Tennessee Car Insurance

The state of Tennessee's car insurance minimum is 25/50/15. To specify, drivers must carry $25,000 per person/$50,000 per accident in bodily injury liability and at least $15,000 in property damage coverage.

The state of Tennessee’s car insurance minimum is 25/50/15. To specify, drivers must carry $25,000 per person/$50,000 per accident in bodily injury liability and at least $15,000 in property damage coverage.

Living in the state of Tennessee, just like anywhere else in the United States, you are going to need auto insurance on your vehicles. Even if your car is paid off, it is still necessary to have a minimum of liability insurance so that you are legal to drive. The necessity of having this type of insurance often prompts people to start looking for lower premiums that they can pay. The amount of coverage that you have is dependent upon the type of vehicle that you drive, and your premiums can be based upon your driving record and your age. The combination of all of these factors working together, will lead you to having to pay a certain annual premium. You can save money on Tennessee car insurance as long as you follow these recommendations.

What Type Of Car You Drive? Let’s say that you are driving a vehicle that is at least a decade old, one that you only drive a couple thousand miles a year. It is not a sports car, and it has been paid off for quite some time, or biting you with reliable service. This type of vehicle in most states will only require liability insurance. However, if you have recently purchased a brand-new car, one that is considered to be a sports car, your premiums, and the type of coverage that you have, can dramatically change. Higher premiums on sports cars, especially with drivers under the age of 25, necessitates searching for lower premiums that can sometimes save you hundreds of dollars a month.

Lowest Premiums On Tennessee Car Insurance. To find below as possible premiums that you can pay on Tennessee car insurance, the Internet will always lead you to the lowest rates. This has to do with the fact that insurance companies have created websites in an attempt to generate additional revenue from new clientele. Some websites actually allow you to get multiple quotes after you have entered in your information. This is the most convenient way to get a birdseye view of what is available, and choose the best policies at the lowest rates.

Insure.com funded a study that looked at the annual average car insurance premiums for each state and listed them in order of the most expensive (#1) to the lowest (#51). According to the data collected, TN ranked #24 with an annual of $1,263.

What Type Of Coverage Do You Actually Need? In most cases, when dealing with a vehicle that has been paid off, you will only have to get a quote on liability insurance. The amount of savings will sometimes be negligible simply because the cost of this type of vehicle insurance is quite low. If you are currently paying on uninsured motorist, PIP, collision or comprehensive, this is where the real savings will occur. You can actually save as much as $1000 a year, sometimes more, depending upon how many cars you are actually ensuring and the type of vehicles that you drive. Additionally, if you have recently reached your 25th birthday, and three or four of the tickets that you got when you were a teenager have since dropped off, you can sometimes be looking at a couple hundred dollars of savings a month by choosing a different car insurance provider.

Tennessee Cities:

Adams, TN Auto InsuranceAdamsville, TN Auto InsuranceAfton, TN Auto InsuranceAlamo, TN Auto InsuranceAlcoa, TN Auto InsuranceAlexandria, TN Auto InsuranceAllardt, TN Auto InsuranceAllons, TN Auto InsuranceAllred, TN Auto InsuranceAlpine, TN Auto InsuranceAltamont, TN Auto InsuranceAndersonville, TN Auto InsuranceAntioch, TN Auto InsuranceApison, TN Auto InsuranceArdmore, TN Auto InsuranceArlington, TN Auto InsuranceArnold Afb, TN Auto InsuranceArrington, TN Auto InsuranceArthur, TN Auto InsuranceAshland City, TN Auto InsuranceAthens, TN Auto InsuranceAtoka, TN Auto InsuranceAtwood, TN Auto InsuranceAuburntown, TN Auto InsuranceBakewell, TN Auto InsuranceBath Springs, TN Auto InsuranceBaxter, TN Auto InsuranceBean Station, TN Auto InsuranceBeech Bluff, TN Auto InsuranceBeechgrove, TN Auto InsuranceBeersheba Springs, TN Auto InsuranceBelfast, TN Auto InsuranceBell Buckle, TN Auto InsuranceBells, TN Auto InsuranceBelvidere, TN Auto InsuranceBenton, TN Auto InsuranceBethel Springs, TN Auto InsuranceBethpage, TN Auto InsuranceBig Rock, TN Auto InsuranceBig Sandy, TN Auto InsuranceBirchwood, TN Auto InsuranceBlaine, TN Auto InsuranceBloomington Springs, TN Auto InsuranceBlountville, TN Auto InsuranceBluff City, TN Auto InsuranceBogota, TN Auto InsuranceBolivar, TN Auto InsuranceBon Aqua, TN Auto InsuranceBraden, TN Auto InsuranceBradford, TN Auto InsuranceBradyville, TN Auto InsuranceBrentwood, TN Auto InsuranceBriceville, TN Auto InsuranceBrighton, TN Auto InsuranceBristol, TN Auto InsuranceBrownsville, TN Auto InsuranceBruceton, TN Auto InsuranceBrunswick, TN Auto InsuranceBrush Creek, TN Auto InsuranceBuchanan, TN Auto InsuranceBuena Vista, TN Auto InsuranceBuffalo Valley, TN Auto InsuranceBulls Gap, TN Auto InsuranceBumpus Mills, TN Auto InsuranceBurlison, TN Auto InsuranceBurns, TN Auto InsuranceButler, TN Auto InsuranceBybee, TN Auto InsuranceByrdstown, TN Auto InsuranceCalhoun, TN Auto InsuranceCamden, TN Auto InsuranceCampaign, TN Auto InsuranceCarthage, TN Auto InsuranceCaryville, TN Auto InsuranceCastalian Springs, TN Auto InsuranceCedar Grove, TN Auto InsuranceCedar Hill, TN Auto InsuranceCelina, TN Auto InsuranceCenterville, TN Auto InsuranceChapel Hill, TN Auto InsuranceChapmansboro, TN Auto InsuranceCharleston, TN Auto InsuranceCharlotte, TN Auto InsuranceChattanooga, TN Auto InsuranceChestnut Mound, TN Auto InsuranceChewalla, TN Auto InsuranceChristiana, TN Auto InsuranceChuckey, TN Auto InsuranceChurch Hill, TN Auto InsuranceClairfield, TN Auto InsuranceClarkrange, TN Auto InsuranceClarksburg, TN Auto InsuranceClarksville, TN Auto InsuranceCleveland, TN Auto InsuranceClifton, TN Auto InsuranceClinton, TN Auto InsuranceCoalfield, TN Auto InsuranceCoalmont, TN Auto InsuranceCokercreek, TN Auto InsuranceCollege Grove, TN Auto InsuranceCollegedale, TN Auto InsuranceCollierville, TN Auto InsuranceCollinwood, TN Auto InsuranceColumbia, TN Auto InsuranceComo, TN Auto InsuranceConasauga, TN Auto InsuranceCookeville, TN Auto InsuranceCopperhill, TN Auto InsuranceCordova, TN Auto InsuranceCornersville, TN Auto InsuranceCorryton, TN Auto InsuranceCosby, TN Auto InsuranceCottage Grove, TN Auto InsuranceCottontown, TN Auto InsuranceCounce, TN Auto InsuranceCovington, TN Auto InsuranceCowan, TN Auto InsuranceCrab Orchard, TN Auto InsuranceCrawford, TN Auto InsuranceCrockett Mills, TN Auto InsuranceCross Plains, TN Auto InsuranceCrossville, TN Auto InsuranceCrump, TN Auto InsuranceCulleoka, TN Auto InsuranceCumberland City, TN Auto InsuranceCumberland Furnace, TN Auto InsuranceCumberland Gap, TN Auto InsuranceCunningham, TN Auto InsuranceCypress Inn, TN Auto InsuranceDandridge, TN Auto InsuranceDarden, TN Auto InsuranceDayton, TN Auto InsuranceDecatur, TN Auto InsuranceDecaturville, TN Auto InsuranceDecherd, TN Auto InsuranceDeer Lodge, TN Auto InsuranceDel Rio, TN Auto InsuranceDelano, TN Auto InsuranceDellrose, TN Auto InsuranceDenmark, TN Auto InsuranceDickson, TN Auto InsuranceDixon Springs, TN Auto InsuranceDover, TN Auto InsuranceDowelltown, TN Auto InsuranceDoyle, TN Auto InsuranceDresden, TN Auto InsuranceDrummonds, TN Auto InsuranceDuck River, TN Auto InsuranceDucktown, TN Auto InsuranceDuff, TN Auto InsuranceDukedom, TN Auto InsuranceDunlap, TN Auto InsuranceDyer, TN Auto InsuranceDyersburg, TN Auto InsuranceEads, TN Auto InsuranceEagan, TN Auto InsuranceEagleville, TN Auto InsuranceEaton, TN Auto InsuranceEidson, TN Auto InsuranceElgin, TN Auto InsuranceElizabethton, TN Auto InsuranceElkton, TN Auto InsuranceEllendale, TN Auto InsuranceElmwood, TN Auto InsuranceElora, TN Auto InsuranceEnglewood, TN Auto InsuranceEnville, TN Auto InsuranceErin, TN Auto InsuranceErwin, TN Auto InsuranceEstill Springs, TN Auto InsuranceEthridge, TN Auto InsuranceEtowah, TN Auto InsuranceEva, TN Auto InsuranceEvensville, TN Auto InsuranceFairview, TN Auto InsuranceFall Branch, TN Auto InsuranceFarner, TN Auto InsuranceFayetteville, TN Auto InsuranceFinger, TN Auto InsuranceFinley, TN Auto InsuranceFive Points, TN Auto InsuranceFlag Pond, TN Auto InsuranceFlintville, TN Auto InsuranceFosterville, TN Auto InsuranceFrankewing, TN Auto InsuranceFranklin, TN Auto InsuranceFriendship, TN Auto InsuranceFriendsville, TN Auto InsuranceFruitvale, TN Auto InsuranceGadsden, TN Auto InsuranceGainesboro, TN Auto InsuranceGallatin, TN Auto InsuranceGallaway, TN Auto InsuranceGates, TN Auto InsuranceGatlinburg, TN Auto InsuranceGeorgetown, TN Auto InsuranceGermantown, TN Auto InsuranceGibson, TN Auto InsuranceGladeville, TN Auto InsuranceGleason, TN Auto InsuranceGoodlettsville, TN Auto InsuranceGoodspring, TN Auto InsuranceGordonsville, TN Auto InsuranceGrand Junction, TN Auto InsuranceGrandview, TN Auto InsuranceGranville, TN Auto InsuranceGraysville, TN Auto InsuranceGreenback, TN Auto InsuranceGreenbrier, TN Auto InsuranceGreeneville, TN Auto InsuranceGreenfield, TN Auto InsuranceGrimsley, TN Auto InsuranceGruetli Laager, TN Auto InsuranceGuild, TN Auto InsuranceGuys, TN Auto InsuranceHalls, TN Auto InsuranceHampshire, TN Auto InsuranceHampton, TN Auto InsuranceHarriman, TN Auto InsuranceHarrison, TN Auto InsuranceHarrogate, TN Auto InsuranceHartford, TN Auto InsuranceHartsville, TN Auto InsuranceHeiskell, TN Auto InsuranceHelenwood, TN Auto InsuranceHenderson, TN Auto InsuranceHendersonville, TN Auto InsuranceHenning, TN Auto InsuranceHenry, TN Auto InsuranceHermitage, TN Auto InsuranceHickman, TN Auto InsuranceHickory Valley, TN Auto InsuranceHilham, TN Auto InsuranceHillsboro, TN Auto InsuranceHixson, TN Auto InsuranceHohenwald, TN Auto InsuranceHolladay, TN Auto InsuranceHollow Rock, TN Auto InsuranceHornbeak, TN Auto InsuranceHornsby, TN Auto InsuranceHumboldt, TN Auto InsuranceHuntingdon, TN Auto InsuranceHuntland, TN Auto InsuranceHuntsville, TN Auto InsuranceHuron, TN Auto InsuranceHurricane Mills, TN Auto InsuranceIdlewild, TN Auto InsuranceIndian Mound, TN Auto InsuranceIron City, TN Auto InsuranceJacks Creek, TN Auto InsuranceJacksboro, TN Auto InsuranceJackson, TN Auto InsuranceJamestown, TN Auto InsuranceJasper, TN Auto InsuranceJefferson City, TN Auto InsuranceJellico, TN Auto InsuranceJoelton, TN Auto InsuranceJohnson City, TN Auto InsuranceJonesborough, TN Auto InsuranceKelso, TN Auto InsuranceKenton, TN Auto InsuranceKingsport, TN Auto InsuranceKingston Springs, TN Auto InsuranceKingston, TN Auto InsuranceKnoxville, TN Auto InsuranceKodak, TN Auto InsuranceKyles Ford, TN Auto InsuranceLa Follette, TN Auto InsuranceLa Grange, TN Auto InsuranceLa Vergne, TN Auto InsuranceLaconia, TN Auto InsuranceLafayette, TN Auto InsuranceLake City, TN Auto InsuranceLancaster, TN Auto InsuranceLancing, TN Auto InsuranceLascassas, TN Auto InsuranceLaurel Bloomery, TN Auto InsuranceLavinia, TN Auto InsuranceLawrenceburg, TN Auto InsuranceLebanon, TN Auto InsuranceLenoir City, TN Auto InsuranceLenox, TN Auto InsuranceLeoma, TN Auto InsuranceLewisburg, TN Auto InsuranceLexington, TN Auto InsuranceLiberty, TN Auto InsuranceLimestone, TN Auto InsuranceLinden, TN Auto InsuranceLivingston, TN Auto InsuranceLobelville, TN Auto InsuranceLone Mountain, TN Auto InsuranceLookout Mountain, TN Auto InsuranceLoretto, TN Auto InsuranceLoudon, TN Auto InsuranceLouisville, TN Auto InsuranceLowland, TN Auto InsuranceLupton City, TN Auto InsuranceLuray, TN Auto InsuranceLuttrell, TN Auto InsuranceLutts, TN Auto InsuranceLyles, TN Auto InsuranceLynchburg, TN Auto InsuranceLynnville, TN Auto InsuranceMacon, TN Auto InsuranceMadison, TN Auto InsuranceMadisonville, TN Auto InsuranceManchester, TN Auto InsuranceMansfield, TN Auto InsuranceMartin, TN Auto InsuranceMaryville, TN Auto InsuranceMascot, TN Auto InsuranceMason, TN Auto InsuranceMaury City, TN Auto InsuranceMaynardville, TN Auto InsuranceMc Donald, TN Auto InsuranceMc Ewen, TN Auto InsuranceMc Kenzie, TN Auto InsuranceMc Lemoresville, TN Auto InsuranceMc Minnville, TN Auto InsuranceMedina, TN Auto InsuranceMedon, TN Auto InsuranceMemphis, TN Auto InsuranceMercer, TN Auto InsuranceMichie, TN Auto InsuranceMiddleton, TN Auto InsuranceMidway, TN Auto InsuranceMilan, TN Auto InsuranceMilledgeville, TN Auto InsuranceMilligan College, TN Auto InsuranceMillington, TN Auto InsuranceMilton, TN Auto InsuranceMinor Hill, TN Auto InsuranceMiston, TN Auto InsuranceMitchellville, TN Auto InsuranceMohawk, TN Auto InsuranceMonroe, TN Auto InsuranceMonteagle, TN Auto InsuranceMonterey, TN Auto InsuranceMooresburg, TN Auto InsuranceMorris Chapel, TN Auto InsuranceMorrison, TN Auto InsuranceMorristown, TN Auto InsuranceMoscow, TN Auto InsuranceMosheim, TN Auto InsuranceMoss, TN Auto InsuranceMount Carmel, TN Auto InsuranceMount Juliet, TN Auto InsuranceMount Pleasant, TN Auto InsuranceMountain City, TN Auto InsuranceMountain Home, TN Auto InsuranceMulberry, TN Auto InsuranceMunford, TN Auto InsuranceMurfreesboro, TN Auto InsuranceNashville, TN Auto InsuranceNew Johnsonville, TN Auto InsuranceNew Market, TN Auto InsuranceNew Tazewell, TN Auto InsuranceNewbern, TN Auto InsuranceNewcomb, TN Auto InsuranceNewport, TN Auto InsuranceNiota, TN Auto InsuranceNolensville, TN Auto InsuranceNorene, TN Auto InsuranceNormandy, TN Auto InsuranceNorris, TN Auto InsuranceNunnelly, TN Auto InsuranceOak Ridge, TN Auto InsuranceOakdale, TN Auto InsuranceOakfield, TN Auto InsuranceOakland, TN Auto InsuranceObion, TN Auto InsuranceOcoee, TN Auto InsuranceOld Hickory, TN Auto InsuranceOldfort, TN Auto InsuranceOlivehill, TN Auto InsuranceOliver Springs, TN Auto InsuranceOneida, TN Auto InsuranceOnly, TN Auto InsuranceOoltewah, TN Auto InsuranceOrlinda, TN Auto InsuranceOzone, TN Auto InsurancePall Mall, TN Auto InsurancePalmer, TN Auto InsurancePalmersville, TN Auto InsurancePalmyra, TN Auto InsuranceParis, TN Auto InsuranceParrottsville, TN Auto InsuranceParsons, TN Auto InsurancePegram, TN Auto InsurancePelham, TN Auto InsurancePetersburg, TN Auto InsurancePetros, TN Auto InsurancePhiladelphia, TN Auto InsurancePickwick Dam, TN Auto InsurancePigeon Forge, TN Auto InsurancePikeville, TN Auto InsurancePiney Flats, TN Auto InsurancePinson, TN Auto InsurancePioneer, TN Auto InsurancePleasant Hill, TN Auto InsurancePleasant Shade, TN Auto InsurancePleasant View, TN Auto InsurancePleasantville, TN Auto InsurancePocahontas, TN Auto InsurancePortland, TN Auto InsurancePowder Springs, TN Auto InsurancePowell, TN Auto InsurancePrimm Springs, TN Auto InsuranceProspect, TN Auto InsurancePruden, TN Auto InsurancePulaski, TN Auto InsurancePuryear, TN Auto InsuranceQuebeck, TN Auto InsuranceRamer, TN Auto InsuranceReadyville, TN Auto InsuranceReagan, TN Auto InsuranceRed Boiling Springs, TN Auto InsuranceReliance, TN Auto InsuranceRiceville, TN Auto InsuranceRickman, TN Auto InsuranceRiddleton, TN Auto InsuranceRidgely, TN Auto InsuranceRidgetop, TN Auto InsuranceRipley, TN Auto InsuranceRives, TN Auto InsuranceRoan Mountain, TN Auto InsuranceRobbins, TN Auto InsuranceRock Island, TN Auto InsuranceRockford, TN Auto InsuranceRockvale, TN Auto InsuranceRockwood, TN Auto InsuranceRogersville, TN Auto InsuranceRossville, TN Auto InsuranceRugby, TN Auto InsuranceRussellville, TN Auto InsuranceRutherford, TN Auto InsuranceRutledge, TN Auto InsuranceSaint Andrews, TN Auto InsuranceSaint Bethlehem, TN Auto InsuranceSaint Joseph, TN Auto InsuranceSale Creek, TN Auto InsuranceSaltillo, TN Auto InsuranceSamburg, TN Auto InsuranceSanta Fe, TN Auto InsuranceSardis, TN Auto InsuranceSaulsbury, TN Auto InsuranceSavannah, TN Auto InsuranceScotts Hill, TN Auto InsuranceSelmer, TN Auto InsuranceSequatchie, TN Auto InsuranceSevierville, TN Auto InsuranceSewanee, TN Auto InsuranceSeymour, TN Auto InsuranceShady Valley, TN Auto InsuranceSharon, TN Auto InsuranceSharps Chapel, TN Auto InsuranceShawanee, TN Auto InsuranceShelbyville, TN Auto InsuranceSherwood, TN Auto InsuranceShiloh, TN Auto InsuranceSignal Mountain, TN Auto InsuranceSilerton, TN Auto InsuranceSilver Point, TN Auto InsuranceSlayden, TN Auto InsuranceSmartt, TN Auto InsuranceSmithville, TN Auto InsuranceSmyrna, TN Auto InsuranceSneedville, TN Auto InsuranceSoddy Daisy, TN Auto InsuranceSomerville, TN Auto InsuranceSouth Fulton, TN Auto InsuranceSouth Pittsburg, TN Auto InsuranceSouthside, TN Auto InsuranceSparta, TN Auto InsuranceSpeedwell, TN Auto InsuranceSpencer, TN Auto InsuranceSpring City, TN Auto InsuranceSpring Creek, TN Auto InsuranceSpring Hill, TN Auto InsuranceSpringfield, TN Auto InsuranceSpringville, TN Auto InsuranceStanton, TN Auto InsuranceStantonville, TN Auto InsuranceStewart, TN Auto InsuranceStrawberry Plains, TN Auto InsuranceSugar Tree, TN Auto InsuranceSummertown, TN Auto InsuranceSummitville, TN Auto InsuranceSunbright, TN Auto InsuranceSurgoinsville, TN Auto InsuranceSweetwater, TN Auto InsuranceTaft, TN Auto InsuranceTalbott, TN Auto InsuranceTallassee, TN Auto InsuranceTazewell, TN Auto InsuranceTelford, TN Auto InsuranceTellico Plains, TN Auto InsuranceTen Mile, TN Auto InsuranceTennessee Ridge, TN Auto InsuranceThompsons Station, TN Auto InsuranceThorn Hill, TN Auto InsuranceTigrett, TN Auto InsuranceTipton, TN Auto InsuranceTiptonville, TN Auto InsuranceToone, TN Auto InsuranceTownsend, TN Auto InsuranceTracy City, TN Auto InsuranceTrade, TN Auto InsuranceTrenton, TN Auto InsuranceTrezevant, TN Auto InsuranceTrimble, TN Auto InsuranceTroy, TN Auto InsuranceTullahoma, TN Auto InsuranceTurtletown, TN Auto InsuranceUnicoi, TN Auto InsuranceUnion City, TN Auto InsuranceUnionville, TN Auto InsuranceVanleer, TN Auto InsuranceViola, TN Auto InsuranceVonore, TN Auto InsuranceWalland, TN Auto InsuranceWalling, TN Auto InsuranceWartburg, TN Auto InsuranceWartrace, TN Auto InsuranceWashburn, TN Auto InsuranceWatauga, TN Auto InsuranceWatertown, TN Auto InsuranceWatts Bar Dam, TN Auto InsuranceWaverly, TN Auto InsuranceWaynesboro, TN Auto InsuranceWestmoreland, TN Auto InsuranceWestpoint, TN Auto InsuranceWestport, TN Auto InsuranceWhite Bluff, TN Auto InsuranceWhite House, TN Auto InsuranceWhite Pine, TN Auto InsuranceWhites Creek, TN Auto InsuranceWhitesburg, TN Auto InsuranceWhiteside, TN Auto InsuranceWhiteville, TN Auto InsuranceWhitleyville, TN Auto InsuranceWhitwell, TN Auto InsuranceWilder, TN Auto InsuranceWildersville, TN Auto InsuranceWilliamsport, TN Auto InsuranceWilliston, TN Auto InsuranceWinchester, TN Auto InsuranceWinfield, TN Auto InsuranceWoodbury, TN Auto InsuranceWoodland Mills, TN Auto InsuranceWoodlawn, TN Auto InsuranceWynnburg, TN Auto InsuranceYorkville, TN Auto InsuranceYuma, TN Auto Insurance